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Instamojo

Brand : Instamojo

Starting at ₹ 6999

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Simplify your payment processes with Instamojo Payment Gateway, offering features like instant payment links, multi-channel support, and detailed analytics. ...Read more

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Instamojo Software Pricing, Features & Reviews

What is Instamojo Payment Gateway?

Instamojo Payment Gateway is a robust and secure platform designed to meet the diverse payment processing needs of businesses. It enables you to accept payments via various methods such as credit/debit cards, UPI, net banking, and digital wallets, all within a user-friendly interface.

Instamojo's intuitive dashboard provides a comprehensive view of your transactions, facilitating easy tracking and management. The platform is designed to integrate seamlessly with websites, apps, and social media channels, ensuring you can collect payments from multiple sources effortlessly.

One of Instamojo's key features is its ability to create instant payment links, making it easy for businesses to request payments without needing a website or app. Additionally, Instamojo supports multiple currencies, allowing you to expand your business globally.

Why Choose Instamojo Payment Gateway?

Instamojo stands out for its simplicity, security, and flexibility. Here are the key reasons why users choose Instamojo:

  • User-Friendly Interface: Instamojo provides an intuitive and easy-to-navigate platform, making it simple for merchants to set up and manage their online payments without any technical expertise.
  • Multiple Payment Options: Instamojo supports a wide range of payment methods, including credit/debit cards, net banking, UPI, and popular digital wallets, ensuring convenience for your customers and higher conversion rates.
  • Quick and Easy Integration: With ready-to-use APIs and plugins for popular platforms like WordPress, Shopify, and Magento, Instamojo allows seamless integration with your website or app, enabling you to start accepting payments quickly.
  • Affordable Pricing: Instamojo offers competitive pricing with transparent fee structures and no hidden charges, making it a cost-effective solution for businesses of all sizes.
  • Security and Compliance: Instamojo is PCI-DSS compliant and employs advanced security measures to protect your transactions and customer data, providing peace of mind for both you and your customers.
  • Comprehensive Analytics and Reports: Instamojo provides detailed analytics and reporting tools that help you track your sales, understand customer behavior, and make informed business decisions to drive growth.
  • Customer Support: With dedicated customer support available via chat, email, and phone, Instamojo ensures that any issues or queries are resolved promptly, helping you maintain smooth operations and a positive customer experience.

Additional Features of Instamojo Payment Gateway

Instamojo offers a range of advanced features to streamline your payment processing tasks. These include:

  • Online store creation: Instamojo removes the technical barrier of building a website from scratch. Their platform allows you to create a basic online store directly within their interface.
  • Product Listings and Management: Instamojo's product listing and management tools allow you to showcase your products with clear descriptions, high-quality images, and pricing information. This creates a professional storefront for your customers.
  • Order management: Instamojo also helps businesses with managing orders. It can Manage product-wise orders, Export order details and Filter orders by order details and payment status.
  • Embed Pay Button on Your Pages: Effortlessly collect payments by simply pasting a one-line code on your web pages or blogs. This feature is designed for instant setup, ensuring a seamless and convenient checkout experience for your customers.
  • Smart Pages: Instamojo Smart Pages is a landing page builder specifically designed to be easy to use and affordable for small businesses and individuals. It allows you to create a simple one-page website.

Pricing of Instamojo Payment Gateway

Instamojo offers cost-effective plans for online businesses. The Basic plan is free with a 5% + INR 3 transaction fee. The Starter plan costs INR 6,999/year, while the Growth plan starts at INR 14,999/year with 2% + INR 3 transaction fee.

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Instamojo Pricing & Plans

Starter
  • 5% + Rs.3 transaction fee
  • Custom Domain Linking
  • 19+ Premium Themes
  • 3 Images per product
    • Licenses
    • Yearly
Starting at ₹ 6999
Growth
  • Everything in Starter
  • 2% + Rs.3 transaction fee
  • Abandoned Cart Recovery
  • Whatsapp Integration
    • Licenses
    • Yearly
Starting at ₹ 14999

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Instamojo Features

Core Functionalities

  • icon_check Pre-onboarding Assistance Helping businesses with the process of setting up a merchant account and integrating payment processing into their business.
  • icon_check Branding & Customization The ability to customize the look and feel of the payment process to match your brand.
  • icon_check Coupons and Offers Engine A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions
  • icon_check Mobile Responsiveness Ensuring that the payment process is optimized for mobile devices.
  • icon_check Payment Links Payment processing solutions that don't require a website. payments can be made through a link by sending it via SMS, Email etc.
  • icon_check Guest Checkout Allowing customers to make purchases without creating an account.
  • icon_check Store Creation Tools and features to create an online store within the payment gateway app
  • icon_check Landing Page Creation The landing page creation feature in a payment gateway allows users to create custom web pages for initiating and processing
  • icon_check Split Payments Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such
  • icon_check Instant Settlements The process of settling transactions with your bank account instantly
  • icon_check Dedicated POS Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It
  • icon_check Multi Currency Support Accept payments from all over the world with different currencies
  • icon_check Currency Conversion The ability to process payments in different currencies and automatically convert them to your desired currency.
  • icon_check Multi-Language Checkout The ability to process payments and display information in multiple languages.
  • icon_check Dedicated Account Manager A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have.
  • icon_check Automated Reconciliation Automatic reconciliation uses software to match transactions between your bank and accounting records, saving time and minimizing
  • icon_check Loyalty Management Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through

Payment Methods

  • icon_check QR Code Based Payments A QR code payment method is a way to make payments using a smartphone by scanning a special type of barcode called a QR code.
  • icon_check Digital Wallet It is an electronic device or online service that allows individuals to make electronic transactions.
  • icon_check UPI Unified Payments Interface is an instant real-time payment system developed by NPCI to facilitate inter-bank transactions through
  • icon_check Debit / Credit Cards Accept various payment methods, including credit cards, debit cards,
  • icon_check Net Banking It is a convenient and secure way for customers to manage their bank accounts and perform financial transactions over the
  • icon_check Buy Now, Pay Later (BNPL) Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them
  • icon_check Cardless EMI Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership
  • icon_check Cryptocurrency The ability to accept payments in cryptocurrency.
  • icon_check ACH Payments ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer

Subscription Management

  • icon_check Reccuring Payments Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a
  • icon_check Proration Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle.
  • icon_check Dunning Dunning refers to the process of communicating with customers to collect overdue payments.

Administrative Features

  • icon_check Tax Management Tax management involves automatically calculating, applying, and handling taxes during transactions.
  • icon_check Invoice Generation Automatically creates invoices for transactions, saving time and reducing errors. It includes all necessary details such as the
  • icon_check Reporting & Analytics Tools that allow merchants to track their payment activity, generate reports, and gain insights into their sales data.
  • icon_check Merchant Portal A web interface that allows merchants to manage their payment accounts, view transactions, and access other features.
  • icon_check User Access Management User, role, and access management in a payment gateway are ways to control who can access what features and data in the system

Security Features

  • icon_check Two-Factor Authentication (2FA) Two-factor authentication in a payment gateway adds an extra layer of security by requiring users to verify their identity
  • icon_check PCI DSS Compliance Ensures a business adheres to Payment Card Industry Data Security Standards to protect cardholder information.
  • icon_check Fraud Detection & Prevention Systems that analyze transactions for suspicious patterns to identify and block fraudulent activity.
  • icon_check Tokenization Replaces sensitive data (like credit card numbers) with a unique identifier (token) for secure storage and processing.
  • icon_check Multi-Factor Authentication (MFA) Multi-Factor Authentication (MFA) refers to an authentication process that requires two or more verification factors to gain
  • icon_check Risk Management Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing
  • icon_check Automatic Device Recognition Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate

Integrations Supported

  • icon_check Order Management Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's
  • icon_check CRM Integration CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data
  • icon_check API Integration Integrating an API into a payment gateway platform connects your website or app to securely process payments, handle
  • icon_check Third Party Integration Integrating a 3rd party plugin into a payment gateway platform allows you to accept payments directly on your site without
  • icon_check E-Commerce Integration E-commerce integration in a payment gateway platform means connecting the payment system with an online store.
  • icon_check POS Integration A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer
  • icon_check SDK Integration SDK integration in a payment gateway platform involves incorporating the payment gateway's software development kit (SDK) into

Alerts & Notifications

  • icon_check Downtime Alerts A message that tells you when the payment system is not working or is down. It helps you know immediately when there’s a
  • icon_check Transaction Notifications Tells you about transactions happening on your system, such as when a payment is successful or fails.
  • icon_check Security Alerts An alert that warns you about potential security threats, such as suspicious activities or attempts to hack into the system.
  • icon_check Discrepancy Alerts A notification that notifies you when there are inconsistencies or mismatches in transaction details, such as differences in
  • icon_check Custom Event Notifications Personalized messages set up to alert you about specific events or actions that you consider important, such as a high-value

Instamojo Specifications

  • Supported Platforms :
  • Device:
  • Deployment :
  • Suitable For :
  • Business Specific:
  • Business Size:
  • Customer Support:
  • Integration:
  • Training:
  • Language:
  • Windows Android Linux
  • DesktopMobile
  • Web-Based
  • All Industries
  • All Businesses
  • Small Business, Startups, Medium Business, Enterprises, SMBs, SMEs, MSMBs, MSMEs
  • Email, Communities
  • API Integration
  • Documentation, Videos
  • English

Instamojo Reviews

89%

Have recommended this product

Overall Score

4.4/5
Based on 11 Reviews

Review this product

Your valuable feedback helps others like you make a better decision.

Instamojo Video Review

youtubeVideoId

“Instamojo Review Simplifying Payments and Empowering Entrepreneurs”

4.3

Review by: The Inventar

AS

abhinav sinha

Verified reviewer:linkedin_verify

, Education

2-100 Employees

Software user since: 1-2 years

Reviewed on: Sep 4, 2022

4.7/5

“The easiest and fastest way to collect money from customers is Instamojo.”

Pros :

Cons :

Switched from : Electra

Reason to switch : Transaction emails and alerts used to pop up really late.

Features

5/5

Value for Money

5/5

Customer Support

4.5/5

Ease of Use

4.5/5

Likely to Recommend

9/10
SV

Sachin Verma

Verified reviewer:linkedin_verify

Reviewed on: Sep 5, 2022

4.5/5

“A great payment gateway for small business owners.”

Pros :

Cons :

Switched from : PayKun

Reason to switch : There is no free trial and also no free version available for PayKun.

Features

4.5/5

Value for Money

4.5/5

Customer Support

5/5

Ease of Use

4/5

Likely to Recommend

8/10
AD

Anand Deo Prasad

Verified reviewer:linkedin_verify

Reviewed on: Sep 1, 2022

4.7/5

“A Great Platform to Make Payments!”

Pros :

Cons :

Switched from : Cashfree

Reason to switch : Cashfree is very expensive in comparison to other similar payment gateways.

Features

5/5

Value for Money

5/5

Customer Support

4.5/5

Ease of Use

4.5/5

Likely to Recommend

9/10

Instamojo Company Details

Brand Name Instamojo
Information Instamojo is the one-stop D2CTech platform company that provides D2C brands everything they need to start and scale their businesses online.
Founded Year 2012
Director/Founders Aditya Sengupta, Akash Gehani, Harshad Sharma, Sampad Swain
Company Size 101-500 Employees

Instamojo FAQ

A Instamojo Payment Gateway is a comprehensive payment processing solution that supports various payment methods and provides robust security features.
A Instamojo offers detailed documentation, SDKs, and plugins for various platforms, making integration quick and easy.
A Instamojo supports credit/debit cards, UPI, net banking, and digital wallets.
A Yes, Instamojo provides support for setting up and managing recurring payments for subscription-based services.
A Instamojo offers comprehensive payment analytics and reporting tools to help you track and analyze your transactions.
A Yes, Instamojo allows you to process refunds easily and efficiently through the dashboard.
A Instamojo does not charge any setup fee. You only pay for the transactions you process.

Instamojo Questions

A:

To send bulk payment requests on Instamojo, follow the steps given below:

  • Open your Instamojo account
  • Navigate to the Request a Payment form
  • Press Send Bulk Requests
  • Upload a CSV file containing the customer list
  • Choose whether to add phone, email or both
  • Upload and send the requests
Shrikant Chandrakar . Sep 28, 2024

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